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Woman sitting in chair at laptop researches assumable mortgage loans.
Loan Product

What Is an Assumable Mortgage Loan?

An assumable mortgage loan is when a homebuyer assumes the seller’s existing mortgage obligations, which could be a lower interest rate and better loan terms.

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Mother in Military uniform hugs daughter inside hone purchased using VA loan.
VA

Are VA Loans Assumable?

Yes, VA loans are assumable mortgages. Even non-Veterans and civilians not eligible for a VA mortgage can assume a VA loan. VA loans offer many benefits for Active Service Members, Veterans, and Military Families, such as low closing costs, no down payments, and low mortgage interest rates.

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