Articles: CCM Loan Program
What Is an Energy-Efficient Mortgage (EEM)?
Discover how Energy-Efficient Mortgages (EEMs) can transform your home, save on bills, and boost property value. Explore products, benefits, and eligibility.
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How to Get Rid of Private Mortgage Insurance (PMI)
Depending on your loan type, you can get rid of private mortgage insurance (PMI) and reduce your monthly mortgage payment. Learn loan programs that can help!
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What Is a 2-1 Buydown?
Looking to lower your monthly mortgage payment when buying a home? Consider a 2-1 buydown program. When mortgage interest rates fluctuate, temporary mortgage buydowns could be beneficial for homebuyers. With a 2-1 buydown, borrowers can get reduced mortgage payments for the first two years of their loan, after which payments return to the regular rate in the third year. In this article, we’ll delve into the details of 2-1 buydowns, including how they work, their advantages, and their potential drawbacks, helping you make an informed decision when buying a home.
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