Mortgage Calculators

This adjustable-rate mortgage (ARM) calculator will show you your monthly payment for an ARM loan based on your loan amount, loan terms, and interest rate. In the early years of your mortgage, rates on an ARM are normally fixed for a period of time, then typically fluctuate with market rates.   

Along with your credit score, your debt-to-income (DTI) ratio is a key factor that lenders consider in assessing your overall financial wellness. Learn more about what DTI ratio is and how to lower it, then use our debt-to-income ratio mortgage calculator for some insights on whether you qualify for a home loan, and how much house you can afford.  

Everyone wants to know just how much money they’ll make from selling their home. And like a lot of things, the answer is, “It depends.” In this case, the two key factors are what you still owe on your home, and what you will be paying your real estate agent for handling the sale. This calculator will help estimate the proceeds you could make when selling your home.  

It’s good to have mortgage loan options – but it’s difficult to know at a glance how different mortgages compare over the long term. That’s why we developed this mortgage comparison calculator: Use it to easily see the monthly payments and total interest costs of loans that have different terms, principal amounts, interest rates, or other variables.  

Accurate planning is a key part of developing a monthly budget, and knowing your mortgage payment plays an important role. Since there are several financial factors that determine your mortgage payment, we’ve developed this free mortgage payment and amortization calculator to help you more easily estimate the monthly amount you’ll be paying.  

One popular strategy for paying off a home loan more quickly is to make biweekly payments. Use our biweekly mortgage calculator to determine how much money you can save using this approach over monthly payments.

Replacing your original mortgage with a new home loan is known as refinancing. This mortgage refinance loan could give you a shorter repayment term, a lower interest rate, or lower monthly payments. Although it can sound intimidating, refinancing often results in a more favorable financial situation.   

Your lifestyle, financial situation, and long-term plans will all figure in as you decide whether to rent or buy a home. We’ve designed this buying vs. renting calculator to help you visualize how the different situations compare over the long run, and whether renting or buying is right for you.